I've just looked at foreign currency exchange rates in the newspaper, or on an online "currency converter". These rates are much lower than you're offering. The rates you see in the newspaper and on "currency converters" are for exchanges between banks usually for transactions of $1,000,000 and over. These are called inter-bank rates and are not available to the public. Actual currency is more expensive because of the handling costs involved for shipping, security etc.
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